Central GovernmentVerified

AFFDF-Financial Assistance For Treatment Of Serious Diseases To Non Pensioner Ex-Servicemen (All Ranks)/Widows

Ministry: Ministry Of Defence

The scheme aims to provide financial assistance to non-pensioner Ex-Servicemen of all ranks and widows for meeting medical expenses incurred on the treatment of approved serious diseases, including cancer, renal failure, knee replacement, and heart surgery.

Start date1 Jan 2008
Last verifiedToday

About This Scheme

The scheme "Financial Assistance for Treatment of Serious Diseases to Non-Pensioner Ex-Servicemen (ESM) (All Ranks)/Widows" is implemented by the Department of Ex-Servicemen Welfare, Ministry of Defence, Government of India to provide financial assistance for the treatment of approved serious diseases to non-pensioner Ex-Servicemen and widows. The scheme supports expenditure incurred on hospitalization, medicines, and medical treatment for specified serious diseases. Assistance is provided subject to prescribed limits and eligibility conditions. Applications are processed through the Zila Sainik Board and approved by the Kendriya Sainik Board. The approved amount is transferred directly to the beneficiary's bank account through Electronic Clearance Service (ECS).

Benefits

₹1.5 L · annual

For Non-Pensioner Officers/Widows:
  • Medical Treatment Assistance: Financial assistance of 75% of the total expenditure incurred on medical treatment, hospitalization, medicines, and related expenses.
  • Maximum Assistance Limit: Maximum financial assistance of ₹1,50,000/- (one-time) for approved serious diseases.
  • Cancer Treatment and Dialysis Assistance: Financial assistance of up to ₹75,000/- per annum for cancer treatment and dialysis.
For Non-Pensioner Other Ranks/Widows:
  • Medical Treatment Assistance: Financial assistance of 90% of the total expenditure incurred on medical treatment, hospitalization, medicines, and related expenses.
  • Maximum Assistance Limit: Maximum financial assistance of ₹1,50,000/- (one-time) for approved serious diseases.
  • Cancer Treatment and Dialysis Assistance: Financial assistance of up to ₹75,000/- per annum for cancer treatment and dialysis.
List of the serious diseases are covered under this scheme:-
  1. Angiography & Angioplasty
  2. CABG. (l) Dialysis
  3. Open heart surgery
  4. Valve replacement
  5. Pacemaker Implant
  6. Cerebral stroke
  7. Prostrate surgery
  8. Joint replacement
  9. Renal failure
  10. Cancer
Treatment of other Diseases:
  • In case the treatment of a serious disease which is not listed in this scheme-document, such application will be referred to DGAFMS for comment/recommendation to consider it for financial assistance for treatment of that disease, to ESM under this scheme.
Note:
  • Expenditure must be incurred at an approved govt hospital at the rates applicable under CGHS / ECHS.

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.

Required Documents

  • Copies of the following documents duly attested by ZSWO (Zilla Sainik Welfare Officer) must accompany the application:-
  • Complete Service Discharge Book/Documents.
  • Photocopy of ESM / widow I Card.
  • Original medical bills duly countersigned by attending doctor.
  • Hospital admission and discharge report duly countersigned by hospital authority.
  • A certificate from applicant that he/she has not taken any money/grant from the State Govt or present employer in the form of reimbursement or medical allowance.
  • Details of Bank A/c No (in PNB/SBI only) and IFS Code.

✦ Required ◦ Optional

How to Apply

OOnline

Step 1: Eligible Ex-servicemen / their widows can visit the official website of Kendriya Sainik Board Secretariat (KSBS): https://ksb.gov.in/

Step 2: Click on “Register,” which is available on the homepage of the portal.

Step 3: Now, the registration form will be displayed. Fill the form with the necessary details.

Step 4: Upload the Photo and save the application by clicking on the “Save” button and the saved details and password will be forwarded to the registered email ID.

Step 5: Click the activation link that is sent to your email address to log in to the KSB portal.

Step 6: Provide user name, password, and verification code and click on the “Login “ button.

Step 7: Select the scheme name and start filling the new application form by entering the required details.

Step 8: Copies of the supporting documents duly attested by the respective Zila Sainik Welfare Officer (ZSWO) must be uploaded with the online application.

Step 9: Once the online application is submitted, ZSWO will scrutinize the online applications and give an appointment to the applicant for verification.

Step 10: After successful verification, ZWSO will recommend the online application and forward the hard copy as well as soft copy to Kendriya Sainik Board (KSB) through Rajya Sainik Boards (RSBs) for further processing.

Track Application Status:

Step 1: Applicant has to revisit the same portal https://ksb.gov.in/index.htm

Step 2: Click on “Status of application” link on the homepage of the portal.

Step 3: Now enter your DAK ID and verification code. Click on the “Search” button.

Apply here ↗

Quick Info

Level
Central Government
Max benefit
₹1.5 L
Launched
1 Jan 2008