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District Central Cooperative Banks and through its Branches: For Jewel Loan

The scheme allows eligible individuals to obtain loans by pledging their gold and jewelry. The maximum loan amount is ₹1,00,000/- with an interest rate of 12%, subject to changes as per bank policies.

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Source: myScheme.gov.in ↗Last verified: 5 Oct 2026·YojnaGuru is not affiliated with or endorsed by any government body

About This Scheme

The "District Central Cooperative Banks and through its Branches: For Jewel Loan" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, allows citizens to obtain loans by pledging their gold and jewelry. The maximum loan amount is ₹1,00,000/- with an interest rate of 12%, subject to changes as per bank policies.

Benefits

₹1.0 L

  • Access to Loan: Up to ₹1,00,000/-.
  • Interest Rate: 12% (subject to change).

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.
  • •

    The beneficiary should be a resident of Tamil Nadu.

  • •

    Loans should be applicable only for Jewel.

Required Documents

  • ✦
    Identity proof (Aadhaar, PAN card, etc.).
  • ✦
    Address proof.
  • ✦
    Valuation certificate for the pledged jewelry.
  • ✦
    Any other documents (if required).

✦ Required ◦ Optional

How to Apply

IIn-person

Step-1: The interested applicant should collect the application form from the District Central Cooperative Banks or its branches.

Step-2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).

Step-3: Submit the duly filled and signed application form along with the documents to the concerned authority..

Step-4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).

Quick Info

Level
Central Government
Max benefit
₹1.0 L

Available In

Tamil Nadu

Categories

Banking,Financial Services and Insurance

Data Sources