Central GovernmentVerified

Direct Loan Scheme Karnataka

The "Direct Loan Scheme" offers financial assistance to unemployed scheduled caste individuals from the leather artisan community to start small businesses.

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About This Scheme

The "Direct Loan Scheme" was implemented by Karnataka Leather Industries Development Corporation Ltd, Department of Social Welfare, Govt of Karnataka. The scheme aims to provide financial assistance to unemployed scheduled caste individuals from the leather artisan community to start small businesses and empower artisans and improve their livelihoods by providing access to capital to start or expand small-scale enterprises.

Benefits

₹1.0 L

Financial assistance with a 50% subsidy and 50% loan.
Total unit cost is ₹1,00,000/-.
Loan repayment in 24 equal installments with a 4% interest rate.

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.

Required Documents

✦
Aadhaar Card.
✦
Caste Certificate with RD number.
✦
Annual Income Certificate.
✦
Ration Card.
✦
Passport-size Photograph of the applicant and his/her spouse.
✦
Bank Passbook.
✦
Detailed Project Report.
✦
Profession Certificate/Skill Test Certificate (issued by the Technical section committee of the Corporation).
✦
Loan Documents.

✦ Required ◦ Optional

How to Apply

OOnline

Registration Process:

Step-01: Visit the official Seva Sindhu Portal.

Step-02: Choose "New Users Register Here" and fill in your Aadhaar Number and the Captcha code.

Step-03: An OTP will be sent to your Aadhaar-linked mobile number. Enter the OTP to continue.

Step-04: Once your DigiLocker account is created, click "Allow" to proceed.

Step-05: Fill out your email ID, mobile number, create a password, and enter the captcha, then click "Submit".

Step-06: You will receive OTPs on both your email and mobile number. Enter both OTPs and select "Validate".

Step-07: Once validated, a confirmation message will indicate your registration is successful.

Applying for a Scheme:

Step-01: Go to Seva Sindhu Portal and select "Department & Services".

Step-02: Select department "Social Welfare Department" and click on the scheme "Direct Loan Scheme"

Step-03: Click "Apply Online" and enter your registered email ID/mobile number and the OTP.

Step-04: Select the scheme and provide your personal, address, and banking details as required.

Step-05: Once submitted, you will receive an Application ID. You can use this ID to track your application status on the portal.

Quick Info

Level: Central Government
Max benefit: ₹1.0 L