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Education Loan Scheme- Credit Line 2 for Minority Community

The scheme is implemented by Haryana Backward Classes & Economically Weaker Sections Kalyan Nigam, aims to provide education loans to sections of minority population on the basis of "Creamy Layer". These loans support pursuing general/professional/technical courses at graduate levels or higher.

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About This Scheme

The scheme "Education Loan Scheme- Credit Line 2 for Minority Community" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Under the scheme, education loans are provided to sections of the minority population defined based on a "Creamy Layer" i.e., an annual family income of ₹8,00,000/-. These loans are available for pursuing general/professional/technical courses or training at the graduate level or higher. The Nigam provides loans of up to ₹20,00,000/- for professional degree courses in India and up to ₹30,00,000/- for courses abroad, with an interest rate of 8% for males and 5% for females. Applicants must belong to a minority community (Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains) and be permanent residents of Haryana.

Benefits

₹20.0 L

1. Under this scheme, Nigam provides loans of up to ₹20,00,000/- for professional degree courses in India and up to ₹30,00,000/- for courses abroad, with an interest rate of 8% for males and 5% for females.

1. The education loans are provided for pursuing general/professional/ technical courses or training at the graduate and/or higher level to minority communities i.e. Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.

Required Documents

  • Identity/Citizenship proof i.e. Aadhaar Card
  • Proof of age
  • Resident Proof/Address Proof/Ownership Proof i.e. Haryana Domicile Certificate
  • Caste/Religion/Community Proof
  • Privaar Pahchan Patra (PPP ID)
  • Copy of PAN Card
  • Passport-size photograph of the applicant
  • Bank account details
  • Fee Structure
  • Admission Proof
  • Previous qualification certificate
  • Any other documents as required

✦ Required ◦ Optional

How to Apply

OOnline

Quick Info

Level
Central Government
Max benefit
₹20.0 L