Central GovernmentVerified

Group Accident Insurance Scheme under PMMSY: Permanent Partial Disability Gujarat

The scheme aims to provide financial assistance to fishermen/fishermen's families in case of death or injury. Through this scheme, insurance coverage for Permanent Partial Disability is provided to eligible fishers.

Last verifiedToday

Official Source ↗

About This Scheme

The scheme "Group Accident Insurance Scheme under PMMSY" with a component "Permanent Partial Disability" is introduced by the Agriculture, Farmers Welfare and Co-operation Department, Government of Gujarat. Insurance of Fishers is one of the sub-components of the PMMSY, and it provides insurance coverage to fishers, which includes fishermen, fish workers, fish farmers, and other individuals directly involved in fishing and related activities. The sub scheme offers coverage for permanent partial disability (PPD). The National Fisheries Development Board (NFDB) and M/s Oriental Insurance Company Limited (OICL) implement the scheme. The premium cost is shared between the Central and State Governments, with no contribution from the beneficiary. The implementing agency of the scheme is the Commissioner of Fisheries. > Objective of scheme: - To financially assist the fisherman/fisherman's family in case of death/injury.

Benefits

₹2.5 L

Sr. No.	Name of Component	Standard of assistance
1.	Permanent Partial Disability	₹2,50,000/-

Mode of Disbursement:

The claim amount is deposited directly into the claimant's, nominee's, or legal heir's savings account via Direct Bank Transfer (DBT).

Expected Time of Disbursement:

The insurance company will settle the claim within 15 working days of receiving the complete claim documentation. If a claim is not settled within this period, the insurance company will pay a simple interest of 10% on the admissible claim amount from the date of document submission until the payment date.

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.

Required Documents

✦
Intimation Form
✦
Claim Form
✦
Cancelled Cheque of claimant/insured/nominee/legal heir/s (or) copy of first page Bank Pass Book of claimant/insured/nominee/legal heir/s (or) copy of bank account statement of claimant/insured/nominee/legal heir/s duly attested by a gazetted officer along with self attestation
✦
Certification by the Appropriate Authority
✦
Any one of the IDs as mentioned, in the list of acceptable documents as proof of identity and proof of address from the general public in the country, by the Government of India. Any one of the acceptable IDs as proof of identity and address issued by the Government of India
✦
With respect to the requirement/s of claim documents or certificates, the law of the land in correlation to the customs and traditions of the geography shall prevail over the documents specified in this agreement.
✦
Road/Railway Accident: First Information Report (FIR) or Railway Protection Force (RPF) report, Spot Panchnama, Inquest Panchnama, Post Mortem Report, Valid Driving License (if the insured was driving), and Death Certificate.
✦
Drowning: First Information Report (FIR)/Police Report, Post Mortem Report, Spot Panchnama, Inquest Panchnama, Death Certificate, and statements from two witnesses.
✦
Missing at Sea: A declaration by the family and a certificate from an Appropriate Authority.
✦
Fire: First Information Report (FIR)/Police Report, Post Mortem Report, and Death Certificate. If the body is completely charred, a declaration by a family member and a certificate from an Appropriate Authority are required.
✦
Poisonous Substances: First Information Report (FIR)/Police Report, Post Mortem Report, Viscera Report, Forensic Lab Report, and Death Certificate.
✦
Lightning/Electric Shock: First Information Report (FIR)/Police Report, Post Mortem Report, Inquest Panchnama, Spot Panchnama, and Death Certificate.
✦
Machinery: First Information Report (FIR)/Police Report, Post Mortem Report, Spot Panchnama, Inquest Panchnama, and Death Certificate.
✦
Murder: First Information Report (FIR), Spot Panchnama, Inquest Panchnama, Post Mortem Report, Death Certificate, and Final Police Report (if necessary).
✦
Falling from Heights/Naxalite Murder/Riots : First Information Report (FIR)/Police Report, Spot Panchnama, Inquest Panchnama, Post Mortem Report, and Death Certificate.
✦
Animal-related Injury (e.g., snake bite, rabies): A certificate from a registered medical practitioner confirming the cause of death/disablement. If available, also include First Information Report (FIR)/Police Report, Inquest Panchnama, Post Mortem Report/Forensic Lab Report, Viscera Report (if not concluded from the Post Mortem Report), and Death Certificate.
✦
Permanent Partial Disability (PPD): Original detailed discharge summary, treating doctor's certificate, copy of FIR or Medico Legal Certificate (MLC), first consultation letter, and a disability certificate with a photograph from a government hospital specialist.

✦ Required ◦ Optional

How to Apply

IIn-person

Fishers or their legal heirs must submit the required documents to the concerned district office for assistance.
The claim details must be intimated within 90 days of the accident via one of the following recognised communication methods:

Letter to the Insurance Company/NFDB Insurance Cell/Intermediary.
Email to support@pmmsygais.com.
Through the IT & ITES platforms provided by the intermediary.
Via the NFDB Toll-Free Number (1800-425-1660).
To the "Appropriate Authorities".

Note: All claim documents must be submitted within 180 days of the accident.

Quick Info

Level: Central Government
Max benefit: ₹2.5 L