Central GovernmentVerified

Personal Accident Insurance Scheme For Coir Workers

Ministry: Ministry Of Micro, Small and Medium Enterprises

The scheme aims to provide financial compensation to deceased/disabled coir workers and their nominees. Through this scheme, insurance compensation benefits are provided to coir workers in case of accidents and disabilities.

Start date1 Dec 1998
Last verified4 days ago
Source: myScheme.gov.in ↗Last verified: 28 Sept 2026·YojnaGuru is not affiliated with or endorsed by any government body

About This Scheme

The scheme Personal Accident Insurance Scheme for Coir Workers by the Coir Board, Government of India, aims to provide financial compensation to deceased/disabled coir workers and their nominees. Through this scheme, insurance compensation benefits are provided to coir workers in case of accidental death, permanent total disability, permanent partial disability, and finger cut. The scheme is implemented by the Coir Board. The entire insurance premium is paid by the Coir Board to the insurance company selected through quotations. The financial compensation is provided by the insurance company to disabled coir workers or the nominee of disabled/deceased coir workers.

Benefits

₹50.0K

  1. Accidental death: ₹ 50,000/-
  2. Permanent total disability: ₹ 50,000/-
  3. Permanent partial disability: ₹ 25,000/-
  4. Provision for finger cut: Depending upon the finger and limited to applicable percentages of the capital sum insured.

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.
  • •

    The applicant should be a Coir Worker engaged in the coir industry.

  • •

    The applicant should be aged 18 years and above.

  • •

    There is no upper age limit for coverage under the insurance scheme.

  • •

    The disabled coir worker can apply for the claim.

  • •

    The nominee of the disabled/deceased coir worker can apply for the claim.

  • •

    For women coir workers, considering their majority in the group, accidents include death and disablement arising out of and traceable to:

  • •

    Sterilisation and consequent complications.

  • •

    Pregnancy.

  • •

    Childbirth.

  • •

    Caesarean.

  • •

    Hysterectomy.

  • •

    Removal of breast.

  • •

    Murder and rape, etc.

Required Documents

  • ✦
    Copy of the death certificate of the deceased person.
  • ✦
    Copy of police report or FIR.
  • ✦
    Copy of Post-Mortem report if required
  • ✦
    Copy of certificate issued by the Coir Society, unit, establishment, nominating an officer of the Coir Board.

✦ Required ◦ Optional

How to Apply

IIn-person

In the event of an eligible admissible claim, the claim form should be submitted through the offices of the Coir Board authorised for the purpose within the time limit fixed by the disabled coir worker or a nominee of the disabled/deceased coir worker.