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Jyoti Gramodyog Vikas Yojana

The scheme provides margin money subsidies (25–30%) for new rural industrial projects (₹1,00,000/- to 25,00,000/-) to artisans, entrepreneurs, and SHGs, leveraging a 24-hour electricity supply in villages. Beneficiaries must be aged 25–50 years with a Class 10th education.

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About This Scheme

Launched on 7th September 2015, the scheme "Jyoti Gramodyog Vikas Yojana" by the Commissioner of Cottage and Rural Industries, Industries & Mines Department, Government of Gujarat, aims to promote rural entrepreneurship by providing financial assistance (margin money subsidy) for setting up new village industries in areas with 24x3-phase electricity supply. The scheme targets individual artisans, entrepreneurs, and Self-Help Groups (SHGs) with project costs ranging from ₹1,00,000/- to ₹25,00,000/-. It offers 25–30% margin money subsidy (higher for SC/ST/women/PH candidates) to incentivize production-oriented ventures. Applications are submitted offline through District Industries Centres (DICs), and subsidies are disbursed after a 2-year successful project run.

Benefits

> Margin Money Subsidy

For General Category

₹10.0 L

25% for projects up to ₹10,00,000/-.

₹10.0 L

25% on first ₹10,00,000/- + 10% on remaining cost (up to ₹25,00,000/-).

For SC/ST/Women/Physically Handicapped

₹10.0 L

30% for projects up to ₹10,00,000/-.

₹10.0 L

30% on first ₹10,00,000/- + 10% on remaining cost (up to ₹25,00,000/-).

> Project Cost Coverage

Includes machinery, raw materials, and working capital (max 10% of total cost).

Excludes land/building expenses.

> Disbursement

The subsidy is credited to the beneficiary’s account after 2 years of successful operation (upon verification by DIC).

Required Documents

  • ✦
    Aadhaar Card/Voter ID.
  • ✦
    Class 10th marksheet.
  • ✦
    Training Certificates or Employment Records.
  • ✦
    Project Proposal, with Cost Estimates, Machinery Quotations.
  • ✦
    Bank Details, for subsidy disbursement.

✦ Required ◦ Optional

How to Apply

IIn-person

Quick Info

Level
Central Government
Max benefit
₹10.0 L

Categories

Social welfare & EmpowermentBusiness & Entrepreneurship