Loan Based Schemes For Safai Karamchari - Swachhta Udyami Yojana – Swachhta Se Sampannta Ki Aur
Ministry: Ministry Of Social Justice and Empowerment
The scheme aims to ensure mechanised cleaning and provide related safe and sustainable livelihood opportunities to Safai Karamcharis and liberated Manual Scavengers. The Financial assistance is provided for the procurement and operation of sanitation-related equipment and vehicles for the target.
About This Scheme
Benefits
> Rebate: 1% for timely repayment.
> Repayment Period: 7 years.
Construction of Pay and Use Community/Public Toilets.
Waste-to-Compost Units.
Waste Collection and Segregation Units.
Conditions Associated with Benefits
> Interest Rate: 7% per annum.
1. Financial Assistance to Target Group Through Channelising Agencies:
₹15.0 L · annual
BeneficiaryMaximum Project CostRate of Interest to BeneficiaryRepayment PeriodIndividual₹15,00,000 6% per annumUp to 7 yearsSelf-Help Group (SHG) / Joint Responsibility Group (JRG) / Cooperative / Dry Waste Collection Centre₹50,00,0006% per annumUp to 7 years> Conditions Associated with Benefits:
Financial assistance is provided through Channelising Agencies.
Channelising Agencies are charged 3% per annum by NSKFDC.
Beneficiaries are charged 6% per annum.
Women beneficiaries receive a 1% rebate.
A 0.5% rebate is available for timely repayment.
2. Financial Assistance to Urban Local Bodies:**
₹75.0 L
Financial assistance for procurement of sanitation-related equipment and vehicles costing up to ₹75,00,000 per unit.
> Additional Support:
> Gap funding through concessional loans for:
Municipal Solid Waste Management.
Eligibility
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Required Documents
- ✦Duly Filled Loan Application Form.
- ✦Identity Proof.
- ✦Address Proof.
- ✦Certificate Establishing Status as Safai Karamchari, Waste Picker, Manual Scavenger, or Dependent (issued by the competent authority).
- ✦Final List Identification Proof of Manual Scavenger (for applicants identified under the Prohibition of Employment as Manual Scavengers and their Rehabilitation Act, 2013, if applicable).
- ✦Registration Certificate of Cooperative Society (for registered cooperative societies).
- ✦Registration Documents of Association/Firm (for legally constituted associations or firms).
- ✦Project Report/Project Proposal.
- ✦Quotations or Proforma Invoices for Equipment/Vehicles Proposed to be Procured.
- ✦Bank Account Details.
- ✦Passport-Size Photographs.
- ✦Work Assurance Letter from Urban Local Body (where applicable).
- ✦Loan Agreement and Other Documents as Required by the State Channelising Agency, Regional Rural Bank, or Nationalised Bank.
✦ Required ◦ Optional
How to Apply
Quick Info
- Level
- Central Government
- Max benefit
- ₹75.0 L
- Launched
- 2 Oct 2014
