Central GovernmentVerified

Mahila Adhikarita Yojana under NSKFDC- Haryana

Under this scheme, loan is provided to woman Safai Karamchari and their dependent daughters for projects with a maximum project cost of up to ₹2,00,000/- for small and petty trade/businesses, and various income-generating activities such as beauty parlors, boutiques, cosmetic shop, bangle shop, etc.

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About This Scheme

The scheme "Mahila Adhikarita Yojana under NSKFDC" is implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC) in collaboration with the National Safai Karamcharis Finance & Development Corporation (NSKFDC). The HSFDC is a Company registered under the Companies Act, 1956 on 02.01.1971. It is a wholly Government-owned Corporation with a 51% share of the State Government and a 49% share of the Government of India. Under this scheme, the loan is provided to woman Safai Karamchari and their dependent daughters for projects with a maximum project cost of up to ₹2,00,000/- for small and petty trade/businesses, and various other income-generating activities such as beauty parlors, boutiques, cosmetic shops, bangle shop, etc.

Benefits

Project Cost Ceiling:

₹2.0 L

The Corporation (HSFDC), in collaboration with NSKFDC, provides loans of up to ₹2,00,000/- per beneficiary/unit for small and petty trade/business and various income-generating activities.

Margin Money:

The Corporation provides margin money @ 10% of the project cost.

Subsidy:

₹10.0K

The corporation provides a subsidy @ 50% of the total project cost (Maximum subsidy amount is ₹10,000/-).

Note: The subsidy is only provided to the beneficiary below the poverty line.

> Interest criteria for the loan amount recoverable by HSFDC:

Upto Amount (₹)Interest % P.A.Penal Interest % P.A.2,00,000/-54

Interest Starts onPenalty Start AfterPrincipal Recovery Starts AfterInstallment Starts After Installment PeriodSame day30 days120 days120 days30 days

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.

Required Documents

  • Aadhaar Card
  • Ration Card
  • Safai karamchari or dependent of Safai karamchari Certificate issued by the competent authority
  • Any other documents as required

✦ Required ◦ Optional

How to Apply

OOnline

Quick Info

Level
Central Government
Max benefit
₹2.0 L