This scheme aims to provide financial assistance to poor brides living below the poverty line to meet their marriage expenses. The assistan…
Mahila Samruddhi Yojana (DAADC)
The scheme aims to promote self-employment and financial independence among women from the Antyodaya Samaj, especially from Scheduled Castes. Under this scheme, loan up to ₹50,000/- is provided at a concessional interest rate to eligible women for starting small-scale businesses.
About This Scheme
Benefits
₹50.0K · annual
- Loan Amount: ₹50,000/- provided to eligible women for starting micro or small businesses.
- Interest Rate: 6% per annum.
- State Government Contribution: 95% of the loan amount, i.e., ₹47,500/-, is borne by the state.
- Beneficiary Contribution: 5% of the loan amount, i.e., ₹2,500/-.
- Possible Monthly Installment Amount: ₹1,445/- per month.
- Duration: 36 Months (3 years)
Eligibility
- •
The applicant should be a permanent resident of Gujarat.
- •
The applicant should be a woman.
- •
The applicant should belong to the Scheduled Caste (SC) category.
- •
The applicant should belong to the Antyodaya Anna Yojana (AAY) family or be from the economically backward class.
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The applicant’s annual family income should not exceed ₹3,00,000/-.
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The applicant should be planning to start a self-employment venture or micro-enterprise.
Required Documents
- ✦Aadhaar Card
- ✦Bank Passbook/Cancelled Cheque
- ✦Caste Certificate
- ✦Ration Card
- ✦Copy of Election Card
- ✦Widow Certificate
- ✦Age Proof
- ✦Birth Certificate
- ✦Income Certificate
- ✦School Leaving Certificate
- ✦Copy of Electricity Bill
✦ Required ◦ Optional
How to Apply
Step 1: Visit the official website of the Dr. Ambedkar Antyodaya Vikas Nigam (SC).
Step 2: On the top menu bar, click on "Apply Now".
Step 3: Click on the loan scheme name.
Step 4: Select the loan category and fill in the loan amount.
Step 5: Fill out the Application Form, enter the following details:
- Personal Information: Name, gender, date of birth, caste, etc.
- Address Information: Permanent and correspondence address
- Income Details: Monthly family income and source
- Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
- Bank Account Details: For loan disbursement
Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Quick Info
- Level
- Central Government
- Max benefit
- ₹50.0K
Available In
Data Sources
- https://www.myscheme.gov.in/schemes/msydaadc ↗Accessed Today
- https://www.myscheme.gov.in/schemes/msydaadc ↗Accessed 8 days ago
- https://www.myscheme.gov.in/schemes/msydaadc ↗Accessed 15 days ago
- https://www.myscheme.gov.in/schemes/msydaadc ↗Accessed 23 days ago
- https://www.myscheme.gov.in/schemes/msydaadc ↗Accessed 1 months ago
- https://www.myscheme.gov.in/schemes/msydaadc ↗Accessed 1 months ago
- https://www.myscheme.gov.in/schemes/msydaadc ↗Accessed 1 months ago
