Central GovernmentVerified

New Swarnima Scheme (GBCDC)

The scheme aims to provide a special scheme for the self-employment of women from backwards classes living below the poverty line. Through this scheme, financial assistance for chosen businesses is offered to female beneficiaries from socially and educationally backward classes.

Last verifiedToday

About This Scheme

The scheme "New Swarnima Scheme" by the Social Justice and Empowerment Department, Government of Gujarat, aims to provide a special scheme for self-employment of women from backward classes living below the poverty line. Through this scheme, financial assistance for chosen businesses is provided to female beneficiaries from socially and educationally backward classes. The scheme is implemented by the Gujarat Backward Classes Development Corporation.

Benefits

₹2.0 L · annual

1. Loan Amount: The maximum loan limit under this scheme is up to ₹200,000/- per beneficiary.1. Interest Rate: The interest rate in these schemes will be 5% per annum.1. Loan Coverage: 95% of unit cost financed by the national corporation (NBCFDC), 5% by the state government.

> Repayment Terms: Repayable in 60 equal monthly installments, including interest.

> Mode of Disbursement: The loan amount is disbursed, with 95 percent of the unit cost from the national corporation and 5 percent from the state government.

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.

Required Documents

  • Aadhaar Card
  • Ration Card
  • Voter ID
  • Passport Size Photos
  • Business Address Proof
  • Birth Certificate
  • Caste Certificate
  • Bank Passbook

✦ Required ◦ Optional

How to Apply

OOnline

Personal Information: Name, gender, date of birth, caste, etc. Address Information: Permanent and correspondence address Income Details: Monthly family income and source Loan Requirement: Amount needed, proposed use (e.g., business, self-employment) Bank Account Details: For loan disbursement

Quick Info

Level
Central Government
Max benefit
₹2.0 L