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NEW SWARNIMA (Gopalak Nigam)

Self-employment loan scheme for Rabari and Bharwad women in Gujarat, offering up to ₹2 lakh at 5% annual interest to promote economic independence.

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Source: myScheme.gov.in ↗Last verified: 5 Oct 2026·YojnaGuru is not affiliated with or endorsed by any government body

About This Scheme

The New Swarnima Scheme is a financial empowerment initiative by the Gujarat Gopalak Vikas Nigam under the Social Justice and Empowerment Department. It aims to provide 100% loan support to women from the Rabari and Bharwad communities to promote self-employment and entrepreneurship. Eligible women between the age of 21 and 45 years, with an annual family income up to ₹3 lakh, can receive a loan of up to ₹2 lakh at a subsidized interest rate of 5% per annum to start a business of their choice. The scheme is designed to increase economic independence and livelihood generation among backward class women.

Benefits

₹2.0 L · annual

  • 100% loan assistance provided to eligible women
  • Loan amount up to ₹2.00 lakh
  • Interest rate fixed at 5% per annum
  • Loan can be used to start a business of the beneficiary’s choice
  • Meant for economically backward women of specific castes
  • Encourages entrepreneurship and self-reliance

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.
  • •

    Be a permanent resident of Gujarat1. Be a woman1. Belong to the Rabari or Bharwad caste1. Belong to a socially and educationally backward class as recognized by the Government of Gujarat1. Be between 21 to 45 years of age1. Have a total annual family income not exceeding ₹3.00 lakh1. Intend to start your own business or self-employment venture using the loan

Required Documents

  • ✦
    Residence/Domicile Certificate of Gujarat
  • ✦
    Caste Certificate (Rabari or Bharwad)
  • ✦
    Income Certificate
  • ✦
    Proof of Age (Aadhaar card, Voter ID, Birth Certificate, etc.)
  • ✦
    Bank Passbook or Cancelled Cheque
  • ✦
    Basic Business Proposal (if required)

✦ Required ◦ Optional

How to Apply

OOnline

Step 1: Visit the official DAADC online portal.

Step 2: Register/log in using your credentials.

Step 3: Fill out the application form with accurate personal and scheme-specific details.

Step 4: Upload the required documents and submit.

Quick Info

Level
Central Government
Max benefit
₹2.0 L

Available In

Gujarat

Categories

Social welfare & EmpowermentWomen and ChildBusiness & Entrepreneurship

Data Sources