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New Swarnima Scheme For Women

Ministry: Ministry Of Social Justice and Empowerment

A term loan scheme by the Ministry of Social Justice and Empowerment for women entrepreneurs from backward classes to obtain a loan of up to ₹ 2,00,000/- @ 5% per annum, thereby providing them social & financial security.

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Source: myScheme.gov.in ↗Last verified: 5 Oct 2026·YojnaGuru is not affiliated with or endorsed by any government body

About This Scheme

The scheme New Swarnima Scheme For Women has been implemented by the Ministry of Social Justice and Empowerment, Govt of India. It aims to provide women entrepreneurs from backward classes to obtain a loan of up to ₹2,00,000/- @ 5% per annum, thereby providing them social & financial security. The scheme is introduced by the National Backwards Classes Finance and Development Corporation (NBCFDC) and implemented by State Channelising Agencies (SCAs), which act as the nodal agency.

Benefits

₹2.0 L · annual

  1. A subsidy amount of ₹ 2,00,000/- @ 5% per annum, for self-employment. (The remaining amount has to be self-owned by the beneficiary.)
  2. The beneficiary woman is not required to invest any amount of her own on the projects upto cost of ₹ 2,00,000/-.

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.
  • •

    The applicant must be a Female.

  • •

    The applicant's age must be between 18 and 55 years.

  • •

    The applicant must be an Entrepreneur

  • •

    The Total Annual Family Income of the Applicant must be Less than ₹ 3 Lakh per Annum.

Required Documents

  • ✦
    Proof of Identity (Aadhaar card)
  • ✦
    Ration Card
  • ✦
    Domicile Certificate
  • ✦
    Caste Certificate (for reserved category)
  • ✦
    Passport size Photograph of the applicant

✦ Required ◦ Optional

How to Apply

IIn-person

Step 1: The eligible applicant needs to visit the nearest SCA office and apply on the prescribed form for the Swarnima Scheme for Women. You can find your nearest SCA office at this link - https://nsfdc.nic.in/channel-patrners/scas

Step 2: Enter the necessary details in the application form and mention the needs and choice of vocation and training requirements, if any.

Step 3: Submit your application form and the required documents to the same SCA office. After reviewing the application, the loan will be sanctioned by SCA.

Quick Info

Level
Central Government
Max benefit
₹2.0 L

Categories

Social welfare & EmpowermentBanking,Financial Services and InsuranceWomen and ChildBusiness & Entrepreneurship

Data Sources