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Pradhan Mantri Awas Yojana - Urban

Ministry: Ministry Of Housing & Urban Affairs

Pradhan Mantri Awas Yojana - Urban (PMAY-U) Scheme was launched on 25th June 2015 by the Hon’ble Prime Minister to provide all-weather pucca houses to all eligible urban households across the nation with the vision of ‘Housing for All’.

Start date25 Jun 2015
Last verifiedToday
Official Source ↗
Source: myScheme.gov.in ↗Last verified: 5 Oct 2026·YojnaGuru is not affiliated with or endorsed by any government body

About This Scheme

The Pradhan Mantri Awas Yojana – Urban (PMAY-U) was launched on 25th June 2015 by the Ministry of Housing & Urban Affairs, Government of India with the vision of Housing for All to provide pucca houses to eligible urban households. Implemented by the Ministry of Housing and Urban Affairs, the scheme addresses urban housing shortages, especially for EWS, LIG, and MIG categories, including slum dwellers. It promotes affordable and sustainable housing through components like the Credit Linked Subsidy Scheme (CLSS), offering interest subsidies on housing loans. The mission covers all statutory towns and notified urban areas as per Census 2011. Aadhaar is mandatory for all eligible beneficiaries under the scheme.

Benefits

₹2.3 L

States/UTsBLC & AHPARHISS
Assam, Arunachal Pradesh, Meghalaya, Manipur, Mizoram, Nagaland, Tripura, Sikkim, Himachal Pradesh, Uttarakhand, UTs of Jammu and Kashmir, Puducherry, and DelhiCentral Govt. - ₹2.25 lakh/Unit; State Govt. - Min. ₹0.25 lakh/UnitTechnology Innovation Grant Central Govt. - ₹3,000/sqm per unit State Govt.- ₹2,000/sqm per unit Home Loan Subsidy – up to ₹1.80 lakh (Actual Release) per unit by the Government of India as a Central Sector Scheme
All other UTsCentral Govt. - ₹2.50 lakh/UnitDoDo
All other StatesCentral Govt. - ₹1.5 lakh/Unit; State Govt. - Min. ₹1.00 lakh/UnitDoDo

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.
  • •

    The family identifies as one of the following -

  • •

    a) Economically Weaker Section (EWS): households with annual income up to ₹3,00,000.

  • •

    b) Low Income Group (LIG): households with annual income between ₹3,00,001 and ₹6,00,000.

  • •

    c) Middle Income Group-1 (MIG-1): households with annual income between ₹6,00,001 and ₹12,00,000.

  • •

    d) Middle Income Group-2 (MIG-2): households with annual income between ₹12,00,001 and ₹18,00,000.

  • •

    The applicant or his/her family members must not own a pucca house in any part of the country.

  • •

    The family must comprise of husband/wife and unmarried children.

  • •

    The town/city in which the family resides must be covered under the scheme.

  • •

    The family MUST NOT have previously availed the benefits of any housing-related schemes set up by the Government of India.

Required Documents

  • ✦
    Aadhaar Number (or Aadhaar/ Aadhaar Enrolment ID)
  • ✦
    Self-Certificate / Affidavit as Proof of Income.
  • ✦
    Identity and Residential Proof (PAN card, Voter ID, Driving License)
  • ✦
    Proof of Minority Community (if the applicant belongs to a Minority Community)
  • ✦
    Proof of Nationality
  • ✦
    EWS Certificate / LIG Certificate / MIG Certificate (as applicable)
  • ✦
    Salary Slips
  • ✦
    IT Return Statements
  • ✦
    Property Valuation Certificate
  • ✦
    Bank Details and Account Statement
  • ✦
    Affidavit / Proof that the applicant does not own a ‘pucca’ house
  • ✦
    Affidavit / Proof that the applicant is constructing a home under the scheme

✦ Required ◦ Optional

How to Apply

OOnline

Step 1: Interested beneficiary who wants to own a house under PMAY-U 2.0 can register herself/himself on the PMAY-U 2.0 website, wherein it is required to click on ‘Apply for PMAY-U 2.0’ tab.

Step 2: The User is required to read and understand the instructions carefully, her/his eligibility criteria, the option to choose any one vertical out of the four verticals of PMAY-U 2,0 before availing the benefits.

Step 3: After proceeding, the User needs to undergo the eligibility check for the scheme.

Step 4: Once the Eligibility check is completed, the user shall give consent for Aadhaar authentication.

Step 5: User will then be taken to the Beneficiary Survey Form for all verticals. The survey form has different sections.

User Manual: Click here.
Apply here ↗
IIn-person

Step 1: Visit a Common Service Centre (CSC) near you.

Step 2: Purchase the application form by paying ₹ 25 (plus GST) at the counter.

Step 3: In the form, fill in all the mandatory details, and attach copies of the required documents. The details to be filled include name, contact number, other personal details, bank account and income details, among others.

Step 3: Submit the duly filled and signed application form at the CSC.

Apply here ↗

Quick Info

Level
Central Government
Max benefit
₹2.3 L
Launched
25 Jun 2015

Categories

Utility & SanitationHousing & Shelter

Data Sources