Central GovernmentVerified

Pradhan Mantri Garib Kalyan Package : Insurance Scheme For Health Workers Fighting COVID-19

Ministry: Ministry Of Health & Family Welfare

Department: Department of Health and Family Welfare

The scheme aims to provide financial protection through insurance cover of ₹50,00,000/- to healthcare workers fighting COVID-19.

Start date1 Mar 2020
Last verified6 days ago
Source: myScheme.gov.in ↗Last verified: 28 Sept 2026·YojnaGuru is not affiliated with or endorsed by any government body

About This Scheme

The scheme "Pradhan Mantri Garib Kalyan Package: Insurance Scheme for Health Workers Fighting COVID-19" by the Ministry of Health and Family Welfare, Government of India, aims to provide ₹50,00,000/- insurance cover to healthcare workers through financial protection against death or disability during COVID-19 duty.

Benefits

₹50.0 L

  • Insurance Coverage: ₹50,00,000/- provided in case of death or permanent disability due to COVID-19.
  • Risk Coverage: Covers loss of life due to COVID-19; covers accidental death during COVID-19-related duty.

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.
  • •

    The applicant must be a healthcare worker; including doctors, nurses, paramedics, and support staff.

  • •

    The applicant must be directly involved in COVID-19 related duties.

  • •

    The applicant must be a citizen of India.

  • •

    The applicant must be working in a COVID-19 designated hospital or care facility.

  • •

    The applicant must be registered under a government health program.

Required Documents

  • ✦
    Claim form duly filled and signed by the nominee/claimant.
  • ✦
    Identity proof of Deceased (Certified copy)
  • ✦
    Identity proof of the Claimant (Certified copy)
  • ✦
    Proof of relationship between the Deceased and the Claimant (Certified copy)
  • ✦
    Death summary by the Hospital where death occurred (in case death occurred in hospital)(Certified copy).
  • ✦
    Death Certificate (in Original)
  • ✦
    Post-mortem Report (Certified copy)
  • ✦
    Cancelled Cheque (desirable) (in Original)
  • ✦
    FIR (Certified copy)
  • ✦
    Certificate by the Healthcare Institution/ organization/ office that the deceased was an employee of /engaged by the institution and had an accidental loss of life on account of COVID-19 related duty.
  • ✦
    Claim form duly filled and signed by the nominee/claimant.
  • ✦
    Identity proof of Deceased (Certified copy)
  • ✦
    Identity proof of the Claimant (Certified copy)
  • ✦
    Proof of relationship between the Deceased and the Claimant (Certified copy)
  • ✦
    Laboratory Report certifying having tested Positive for COVID-19 (in Original or Certified copy)
  • ✦
    Death summary by the Hospital where death occurred (in case death occurred in hospital) (Certified copy).
  • ✦
    Death Certificate (in Original)
  • ✦
    Certificate by the Healthcare Institution/ organization/ office that the deceased was an employee of /engaged by the institution and was deployed/drafted for care and may have come in direct contact of the COVID-19 patient. For community health care workers, the Certificate should be from Medical Officer of Primary Health Centre (PHC) that ASHA/ASHA Facilitator was drafted for work related to COVID-19.
  • ✦
    Health care facilities of Central/State/UT Governments/ Urban Local Bodies
  • ✦
    Autonomous / PSU hospitals of Central/State / UT Government, AIIMSs, INIs and Hospitals of Central Ministries.
  • ✦
    Certificate of employment/engagement by the Head of Institution/ organization/office indicating that the Deceased was an employee of/engaged by the Institution.
  • ✦
    Certify and submit proof that the deceased had accidental loss of life on account of COVID-19 related duty.
  • ✦
    Certificate of Employment by the Director / Medical Superintendent / Head of the Institution.
  • ✦
    Certify and submit proof that the deceased had accidental loss of life on account of COVID-19 related duty.
  • ✦
    Certified copy of the document indicating that the services of the Agency were engaged by the Institution / Organization.
  • ✦
    Proof of engaging the services of individual by the Agency.
  • ✦
    Certify and submit proof that the deceased had accidental loss of life on account of COVID-19 related duty.
  • ✦
    Certificate of engagement as ASHA/ASHA Facilitator provided by the Medical Officer of Primary Health Centre (PHC).
  • ✦
    Certificate by Medical Officer of Primary Health Centre (PHC) that ASHA/ASHA Facilitator had accidental loss of life on account of COVID-19 related duty.
  • ✦
    Proof of engaging the services of individual by the Government officials authorized by the State/UT Government.
  • ✦
    Certify and submit proof that the deceased had accidental loss of life on account of COVID-19 related duty.

✦ Required ◦ Optional

How to Apply

IIn-person

Step 1: The concerned institution/department is informed about the claim.

Step 2: The insurance company is intimated via email at "nia.312000@newindia.co.in".

Step 3: The claimant fills the claim form and attaches the required documents.

Step 4: The claimant submits the form to the healthcare institution/organization.

Step 5: The institution verifies, certifies, and forwards the claim to the competent authority.

Step 6: The competent authority submits the claim to the insurance company for approval.

Quick Info

Level
Central Government
Max benefit
₹50.0 L
Launched
1 Mar 2020