Central GovernmentVerified

Pradhan Mantri Garib Kalyan Package : Insurance Scheme For Health Workers Fighting COVID-19

Ministry: Ministry Of Health & Family Welfare

Department: Department of Health and Family Welfare

The scheme aims to provide financial protection through insurance cover of ₹50,00,000/- to healthcare workers fighting COVID-19.

Start date1 Mar 2020
Last verifiedToday

About This Scheme

The scheme "Pradhan Mantri Garib Kalyan Package: Insurance Scheme for Health Workers Fighting COVID-19" by the Ministry of Health and Family Welfare, Government of India, aims to provide ₹50,00,000/- insurance cover to healthcare workers through financial protection against death or disability during COVID-19 duty.

Benefits

₹50.0 L

Insurance Coverage: ₹50,00,000/- provided in case of death or permanent disability due to COVID-19.- Risk Coverage: Covers loss of life due to COVID-19; covers accidental death during COVID-19-related duty.

Required Documents

  • ##### In case of Accidental loss of life on account of COVID-19 related duty following documents are required:
  • Claim form duly filled and signed by the nominee/claimant.
  • Identity proof of Deceased (Certified copy)
  • Identity proof of the Claimant (Certified copy)
  • Proof of relationship between the Deceased and the Claimant (Certified copy)
  • Death summary by the Hospital where death occurred (in case death occurred in hospital)(Certified copy).
  • Death Certificate (in Original)
  • Post-mortem Report (Certified copy)
  • Cancelled Cheque (desirable) (in Original)
  • FIR (Certified copy)
  • Certificate by the Healthcare Institution/ organization/ office that the deceased was an employee of /engaged by the institution and had an accidental loss of life on account of COVID-19 related duty.
  • ##### In case of Loss of life due to COVID-19 following documents are required
  • Claim form duly filled and signed by the nominee/claimant.
  • Identity proof of Deceased (Certified copy)
  • Identity proof of the Claimant (Certified copy)
  • Proof of relationship between the Deceased and the Claimant (Certified copy)
  • Laboratory Report certifying having tested Positive for COVID-19 (in Original or Certified copy)
  • Death summary by the Hospital where death occurred (in case death occurred in hospital) (Certified copy).
  • Death Certificate (in Original)
  • Certificate by the Healthcare Institution/ organization/ office that the deceased was an employee of /engaged by the institution and was deployed/drafted for care and may have come in direct contact of the COVID-19 patient. For community health care workers, the Certificate should be from Medical Officer of Primary Health Centre (PHC) that ASHA/ASHA Facilitator was drafted for work related to COVID-19.
  • #### Certificate Details
  • ##### Those employees (Regular/Adhoc/Contractual/Daily Wagers/retired Government Officials/ Private individuals) engaged by
  • Health care facilities of Central/State/UT Governments/ Urban Local Bodies
  • Autonomous / PSU hospitals of Central/State / UT Government, AIIMSs, INIs and Hospitals of Central Ministries.
  • Certificate of employment/engagement by the Head of Institution/ organization/office indicating that the Deceased was an employee of/engaged by the Institution.
  • Certify and submit proof that the deceased had accidental loss of life on account of COVID-19 related duty.
  • ##### Private healthcare Institution
  • Certificate of Employment by the Director / Medical Superintendent / Head of the Institution.
  • Certify and submit proof that the deceased had accidental loss of life on account of COVID-19 related duty.
  • ##### Private person engaged by the Health Care Institutions / Organizations (both public and private) through an Agency
  • Certified copy of the document indicating that the services of the Agency were engaged by the Institution / Organization.
  • Proof of engaging the services of individual by the Agency.
  • Certify and submit proof that the deceased had accidental loss of life on account of COVID-19 related duty.
  • ##### Community Health Workers (ASHAs and ASHA Facilitators)
  • Certificate of engagement as ASHA/ASHA Facilitator provided by the Medical Officer of Primary Health Centre (PHC).
  • Certificate by Medical Officer of Primary Health Centre (PHC) that ASHA/ASHA Facilitator had accidental loss of life on account of COVID-19 related duty.
  • ##### Volunteers drafted for COVID 19 related responsibilities by the Government officials authorized by the State/UT Government
  • Proof of engaging the services of individual by the Government officials authorized by the State/UT Government.
  • Certify and submit proof that the deceased had accidental loss of life on account of COVID-19 related duty.

✦ Required ◦ Optional

How to Apply

IIn-person

Quick Info

Level
Central Government
Max benefit
₹50.0 L
Launched
1 Mar 2020