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Pradhan Mantri Jeevan Jyoti Bima Yojana

Ministry: Ministry Of Finance

Department: Department of Financial Service

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year cover, renewable from year to year. The scheme is offered by banks/post offices and administered through life insurance companies.

Start date9 May 2015
Last verified6 days ago
Official Source ↗
Source: myScheme.gov.in ↗Last verified: 28 Sept 2026·YojnaGuru is not affiliated with or endorsed by any government body

About This Scheme

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year cover, renewable from year to year. The scheme is offered by banks/post offices and administered through life insurance companies. All individuals who are account holders of participating banks/ post office in the age group of 18 to 50 years are entitled to join.

Benefits

₹2.0 L · annual

  1. PMJJBY offers one- year term life cover of ₹ 2.00 Lakh to all the subscribers in the age group of 18-50 years.
  2. It covers death due to any reason.
  3. Premium payable is ₹ 436/- per annum per subscriber, to be auto debited from the subscriber’s bank/post office account.

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.
  • •

    The age of the applicant must be between 18 to 50 Years.

  • •

    The applicant must hold an individual bank / post office account.

How to Apply

IIn-person

Offline

Step 01: Download and take print of the “CONSENT-CUM-DECLARATION FORM” given in the link below: https://www.jansuraksha.gov.in/Files/PMJJBY/English/ApplicationForm.pdf#zoom=250

Step 02: Duly fill and sign the application form, attach the self-attested copies of the required documents, and submit the case to the authorised official of Bank / Post Office. The official will return you the “ACKNOWLEDGEMENT SLIP CUM CERTIFICATE OF INSURANCE”.

Apply here ↗
OOnline

One can also avail cover under PMJJBY online using their bank's Net banking facility.

Quick Info

Level
Central Government
Max benefit
₹2.0 L
Launched
9 May 2015

Categories

Social welfare & EmpowermentBanking,Financial Services and Insurance

Data Sources