Pradhan Mantri Kisan Maandhan Yojana

If the subscriber becomes permanently disabled before the age of 60 years, the spouse can continue the scheme by paying contributions or exit by receiving the subscriber’s contribution with interest.

Monthly Pension Benefit:

₹3.0K · monthly

The subscriber will receive a minimum assured pension of ₹ 3,000/- per month after attaining the age of 60 years.

Family Pension Benefit:

In case of death of the subscriber, the spouse will receive 50% of the pension amount as family pension.

Family pension is applicable only to the spouse.

Government Matching Contribution:

The Government of India will contribute an amount equal to the subscriber’s monthly contribution to the pension fund.

Disablement Benefit:

Exit Benefits:

If the subscriber exits within 10 years, only the subscriber’s contribution will be refunded with savings bank interest.

If the subscriber exits after 10 years but before 60 years, the subscriber’s contribution will be refunded with accumulated interest or savings bank interest, whichever is higher.

If the subscriber dies before 60 years, the spouse can continue the scheme or exit with a refund of the subscriber’s contribution with interest.

After the death of both subscriber and spouse, the corpus will be credited back to the pension fund.