The scheme aims to promote self-employment among Scheduled Caste individuals belonging to Antyodaya Anna Yojana families by providing financial assistance for starting small businesses. Under this scheme, eligible beneficiaries are provided a loan of upto ₹1,25,000/- at a concessional interest rate.
₹1.3 L · annual
Loan Amount:
Interest Rate:
Loan Tenure:
Guarantors Required:
State Government Contribution:
Approximate Installment Amount:
The applicant should be a resident of Gujarat.
The applicant should belong to the Scheduled Caste (SC) category.
The applicant should belong to an Antyodaya Anna Yojana (AAY) family.
The applicant’s annual family income should not exceed ₹3,00,000/-.
The applicant should intend to start or expand a small business or occupation.
The applicant should be able to provide two guarantors.
✦ Required ◦ Optional
Step 1: Visit the official website of the Dr. Ambedkar Antyodaya Vikas Nigam (SC).
Step 2: On the top menu bar, click on "Apply Now".
Step 3: Click on the loan scheme name.
Step 4: Select the loan category and fill in the loan amount.
Step 5: Fill out the Application Form, enter the following details:
Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
