YojnaGuru — Har Yojna Ki Sahi Jankari, Sabke Liye
Central GovernmentVerified

Satat Jeevikoparjan Yojana (SJY)

Satat Jeevikoparjan Yojana (SJY) is a flagship program launched by the Government of Bihar to uplift ultra-poor households through comprehensive livelihood support, skill-building, and financial inclusion.

Start date5 Aug 2018
Last verifiedToday
Source: myScheme.gov.in ↗Last verified: 5 Oct 2026·YojnaGuru is not affiliated with or endorsed by any government body

About This Scheme

"Satat Jeevikoparjan Yojana (SJY)", launched by the Government of Bihar on August 5, 2018, aims to empower approximately 100,000 ultra-poor households by providing sustainable livelihood opportunities. The program, implemented by the Bihar Rural Livelihoods Promotion Society (JEEViKA), employs the globally recognized Graduation Approach. This initiative supports targeted households with asset transfers, capacity-building training, livelihood gap assistance, and mentoring for 24 months, ensuring long-term self-reliance. Beneficiaries also gain access to insurance, public entitlements, and relief support during crises like COVID-19.

Benefits

₹1.0K · monthly

Financial Assistance:
    • Livelihood Gap Assistance: ₹1,000/- per month for the initial seven months to support basic needs.
    • Asset Transfers: Productive Asset (micro-enterprise, livestock, agriculture) transfer of an average value of ₹60,000/- is given in 2-3 tranches with a limit of ₹1,00,000/-.
    • Insurance Coverage: Insurance premiums cover for each beneficiary under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and the Pradhan Mantri Suraksha Bima Yojana (PMJSBY).
Mentoring and Capacity Building:
    • Long-Term Mentorship: 24 months of personalized guidance by Master Resource Persons (MRPs).
    • Training Programs: Capacity-building sessions to enhance confidence and entrepreneurial skills.
    • Life-Skills Coaching: General coaching to improve household management and decision-making abilities.
Social Empowerment:
    • Targeting Ultra-Poor: Focused support for ultra-poor households, including those traditionally engaged in informal sectors.
    • Community Inclusion: Strengthened participation through Village Organizations (VOs) for oversight and support.

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.
  • •

    The applicant must be a resident of Bihar.

  • •

    The applicant must belong to an ultra-poor household identified through participatory processes.

  • •

    The applicant must belong to socially or economically vulnerable groups, such as SC/ST communities.

  • •

    The applicant should not have significant alternative livelihood sources.

Required Documents

  • ✦
    Proof of identity (Aadhaar card or equivalent).
  • ✦
    Proof of residence.
  • ✦
    Social and economic status certification.
  • ✦
    Bank account details.
  • ✦
    Relevant entitlement documents (if applicable).

✦ Required ◦ Optional

How to Apply

OOnline

Step 1: Eligible ultra-poor households are identified through a participatory process facilitated by Village Organizations (VOs).

Step 2: Applicants need to provide the required documents to JEEViKA representatives.

Step 3: The submitted documents and eligibility criteria are verified by program authorities.

Step 4: Once approved, the beneficiaries are enrolled in the program and assigned to a Master Resource Person (MRP) for guidance. Also, beneficiaries receive other assistance as well.

Quick Info

Level
Central Government
Max benefit
₹1.0K
Launched
5 Aug 2018

Available In

Bihar

Categories

Business & EntrepreneurshipEducation & Learning

Data Sources