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Swayam Saksham Yojana (GBCDC)
This scheme aims to instill a sense of self-reliance in the youth belonging to backward classes after receiving vocational education/training. Under this scheme, eligible youth are provided loans at a low-interest rate to start self-employment ventures.
About This Scheme
Benefits
₹5.0 L · annual
Loan Amount:
- Up to ₹5,00,000/- per applicant.
Interest Rate:
- 6% per annum.
Loan Share: Under the scheme, the loan will be distributed in a unit cost ratio where-
- 85% will be covered by a national corporation
- 10% by State Government
- 5% contribution by the beneficiary
Repayment Terms:
- This loan will have to be repaid in 60 equal monthly installments including interest.
Eligibility
- •
The applicant should be a resident of Gujarat.
- •
The applicant should belong to the Socially and Educationally Backward Classes (SEBC).
- •
The applicant should be between 18 and 35 years of age on the date of application.
- •
The applicant should be unemployed but professionally educated (e.g., doctor, engineer, lawyer, CA, etc.).
- •
The total annual family income of the applicant should not exceed ₹3,00,000/-.
- •
The applicant should have completed a professional course (degree or diploma).
- •
The applicant should intend to start a professional business such as clinics, nursing homes, physiotherapy clinics, biomedical labs, legal offices, medical stores, architect offices, engineering units, C.A. offices, etc.
Required Documents
- ✦Aadhar Card
- ✦Bank Passbook/Cancelled Cheque
- ✦Business Address Proof
- ✦Certificate of Professional Course
- ✦Income Certificate
- ✦Passport Size Photos
- ✦Quotations
- ✦True Copy of Election Card
- ✦Age Proof/Birth Certificate
- ✦Caste Certificate
- ✦Graduate Mark sheet/Mark sheet
- ✦Post Graduate Mark sheet
- ✦School Leaving certificate
✦ Required ◦ Optional
How to Apply
Step 1: Visit the official website of the Gujarat Backwards Caste Development Corporation.
Step 2: On the top menu bar, click on "Apply Online".
Step 3: If you’re a new user, click on "New Registration" Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.
Step 4: Use your registered credentials (User ID and password) to log in.
Step 5: Click on “New Application”. Select “Swayam Saksham Yojana” from the list of available schemes.
Step 6: Fill out the Application Form, enter the following details:
- Personal Information: Name, gender, date of birth, caste, etc.
- Address Information: Permanent and correspondence address
- Income Details: Monthly family income and source
- Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
- Bank Account Details: For loan disbursement
Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 9: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Quick Info
- Level
- Central Government
- Max benefit
- ₹5.0 L
Available In
Data Sources
- https://www.myscheme.gov.in/schemes/sssgbcdc ↗Accessed Today
- https://www.myscheme.gov.in/schemes/sssgbcdc ↗Accessed 8 days ago
- https://www.myscheme.gov.in/schemes/sssgbcdc ↗Accessed 15 days ago
- https://www.myscheme.gov.in/schemes/sssgbcdc ↗Accessed 23 days ago
- https://www.myscheme.gov.in/schemes/sssgbcdc ↗Accessed 1 months ago
- https://www.myscheme.gov.in/schemes/sssgbcdc ↗Accessed 1 months ago
- https://www.myscheme.gov.in/schemes/sssgbcdc ↗Accessed 1 months ago
