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Swayam Saksham Yojana (GTKVN)

The scheme aims to promote economic self-reliance among professionally educated unemployed youth from Thakor & Koli communities, aged between 18 & 35 years, who hold degrees in fields such as Pharmacy, Software/Hardware, Automobile Engineering, Law, Chartered Accountancy, & others.

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About This Scheme

The "Swayam Saksham Yojana" is implemented by the Gujarat Thakor and Koli Vikas Nigam (GTKVN) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote economic self-reliance among professionally educated unemployed youth (both men and women) from the Thakor and Koli communities, aged between 18 and 35 years, who hold degrees in fields such as Pharmacy, Architecture, Software/Hardware, Automobile Engineering, Law, Chartered Accountancy, and others. Under this scheme, financial assistance in the form of low-interest loans is provided to eligible beneficiaries who have completed higher professional education and wish to become self-reliant by starting their own business in their respective fields. It specifically supports individuals trained in professional fields like medicine, law, engineering, accounting, hotel management, and even wrestling or sculpture, to use their skills for gainful self-employment.

Benefits

Loan Amount:

₹5.0 L

Up to ₹5,00,000/-.

Interest Rate:

5% per annum.

Contribution Split:

95% of the business/project cost is covered under the scheme as a loan.

5% contribution must be made by the beneficiary.

Loan Repayment Terms:

Repayable in 60 equal monthly installments (maximum 5 years).

The repayment period depends on the nature of the business plan.

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.

Required Documents

  • Aadhaar Card
  • Bank Passbook/Cancelled Cheque
  • Business Address Proof
  • Certificate of Professional Course
  • Income Certificate
  • Passport Size Photos
  • Quotations
  • True Copy of Election Card
  • Age Proof/Birth Certificate
  • Caste Certificate
  • Graduate Mark sheet
  • Post Graduate Mark sheet
  • School Leaving

✦ Required ◦ Optional

How to Apply

OOnline

Personal Information: Name, gender, date of birth, caste, etc. Address Information: Permanent and correspondence address Income Details: Monthly family income and source Loan Requirement: Amount needed, proposed use (e.g., business, self-employment) Bank Account Details: For loan disbursement

Quick Info

Level
Central Government
Max benefit
₹5.0 L