YojnaGuru — Har Yojna Ki Sahi Jankari, Sabke Liye
Central GovernmentVerified

Shahari Waqf Sampatti Vikas Yojana

Ministry: Ministry Of Minority Affairs

Under the scheme, interest free loan to Waqf Boards (WBs)/waqf institutions is granted to various Waqf Boards and Waqf Institutions in the country for construction of economically viable buildings on the Waqf land, such as commercial complex, marriage halls, hospitals, cold storage etc..

Start date1 Apr 1974
Last verifiedToday
Official Source ↗
Source: myScheme.gov.in ↗Last verified: 5 Oct 2026·YojnaGuru is not affiliated with or endorsed by any government body

About This Scheme

The scheme Shahari Waqf Sampatti Vikas Yojana, implemented by the Central Waqf Council since 1974–75 with financial support from the Ministry of Minority Affairs, Government of India, aims to strengthen the financial position of Waqf institutions and Boards by augmenting their resources. It focuses on protecting vacant Waqf properties from encroachment and developing economically viable projects on such lands to generate sustainable income and expand welfare activities.

Benefits

₹2.0 Cr

  • Interest-Free Loan Support: Provides interest-free loans up to ₹2,00,00,000/- or 75% of the project cost (excluding land cost), whichever is lower.
  • Loan Assistance for Infrastructure Development: Provides financial support through State Waqf Boards for constructing commercially viable projects such as commercial complexes, marriage halls, hospitals, and cold storage units on Waqf land.
  • Grant-in-Aid for Social Projects: Offers grant-in-aid, with prior approval of the Ministry, for undertaking social development projects on Waqf properties.

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.
  • •

    All Waqf Boards (WBs) and registered Waqf institutions, which are in full possession of property to be developed and in the opinion of Central Waqf Council (CWC) are not insolvent or otherwise suitable, shall be eligible for interest free loan.

  • •

    Loans under this scheme will be provided for the development of Waqf properties located in urban areas.

  • •

    Interest-free loan assistance or grants-in-aid, in the public interest, will be provided to WBs and Waqf institutions for specific development projects or non-commercial purposes approved by the CWC.

  • •

    Note 1: Under this scheme, loan assistance will be provided for projects involving the construction or reconstruction of economically viable buildings or projects on Waqf lands. The augmented income generated from these developments will be utilized by WBs and Waqf institutions to strengthen their financial position and expand the scope of their welfare and charitable activities. The whole purpose is intended to contribute to overall progress and development of the society.

  • •

    Note 2: Urban Area means a property situated in any area, which is comprised within the jurisdiction of a Municipality (whether known as Municipality, Municipal Corporation, Notified Area Committee, Town Area Committee, Town Committee or by any other name) Cantonment Board and include any area within such distance not being more than 8 kilometers from the local limits of any Municipality or Cantonment Board as the Central/State Government may, having regard to the extent or scope for urbanization of that area and other relevant consideration, specify in this behalf by notification in the Official Gazette.

Required Documents

  • ✦
    Site plan of the land to be developed indicating boundaries.
  • ✦
    Plan of construction prepared by a qualified Engineer/Architect, duly sanctioned by the Municipal/Competent authority or other plan prepared by Experts.
  • ✦
    Details item wise estimate of cost of construction or other cases.
  • ✦
    A statement showing the profitability of the scheme.
  • ✦
    A statement of the market value of the Waqf property proposed to be developed, duly prepared by an Approved Valuer, Revenue Authority.
  • ✦
    Copies of documents, such as Waqf deed, revenue and municipal records, Waqf register of the Board etc. to establish the ownership of the borrower over the property.
  • ✦
    A non-encumbrance certificate from the competent authority or the State Waqf Board where the property is situated.
  • ✦
    Any other documents as required.

✦ Required ◦ Optional

How to Apply

IIn-person

Application Process:

Step 1: The agency seeking a loan under the scheme should apply to the concerned Waqf Board (WB) using the prescribed application form, providing all necessary details.

Step 2: Download the application form from the official website or obtain it from the relevant Waqf Board office. Ensure that all required information is accurately filled in.

Step 3: Submit the completed application form along with the necessary supporting documents to the following address:

To,

The Secretary,

Central Waqf Council,

Central Waqf Bhawan,

P-13 & 14, Sector-6, Pushp Vihar,

Opposite Family Court, Saket,

New Delhi – 110017

Post-Application Process:

Step 1: WB shall consider the application including the feasibility of the project from all angles. The applications found eligible shall be forwarded to Central Waqf Council (CWC) for consideration.

Step 2: The application in CWC will be examined by a Screening Committee and the report of the Screening Committee shall be placed before Waqf Development Committee (WDC) for its recommendation for approved of Chairman, CWC.

Step 3: CWC will release the approved loan amount in accordance with the applicable procedure and provisions as laid down in General Financial Rules (GFR) notified by the Ministry of Finance in this regard.

Step 4: The loans for the amount of more than ₹75 Lakh shall be disbursed in installments to those applicants for whom the funds have been released by the Ministry as Grant in aid. The loans for amount of ₹75 Lakh or less shall be disbursed in installments from the revolving fund created by repayment of loan granted in previous years.

Step 5: First installment of up to 50% of the loan amount will be disbursed initially on submission of requisite documents by the loanee institution in compliance of the provisions of GFR. The remaining amount of the loan will be released in appropriate installments after receipt of UC and satisfactory progress report from the concerned institutions;

Notes:
  • For approved projects, WBs/ waqf institutions will also be required to submit loan agreement. Security for obtaining loans will be furnished through memorandum of Deposit of Title Deed OR State Government Guarantee OR Bank Guarantee OR State Waqf Board Guarantee; and
  • For all the approved projects, CWC will levy a charge of 8% of disbursed loan amount towards administrative processing cost and the above amount will have to be deposited in advance by WB/ waqf institution before loan amount is released.
  • Compliance with the provisions of GFRs and all other applicable Government of India orders / instructions / notifications / guidelines pertaining to release and recovery of loans shall be the responsibility of the CWC after the release of grants in aid by the Ministry.

Quick Info

Level
Central Government
Max benefit
₹2.0 Cr
Launched
1 Apr 1974

Categories

Transport & Infrastructure

Data Sources