Central GovernmentVerified

Term Loan Scheme- Credit Line 1 for Minority Community

The scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Under this scheme, loans of up to ₹20,00,000/- are provided at a concessional interest rate to individuals from minority communities to enhance their employability.

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Source: myScheme.gov.in ↗Last verified: 5 Oct 2026·YojnaGuru is not affiliated with or endorsed by any government body

About This Scheme

The scheme "Term Loan Scheme- Credit Line 1 for Minority Community" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. Under this scheme, loans of up to ₹20,00,000/- are provided at a concessional interest rate to individuals from minority communities to enhance their employability. This applies to those with an annual family income of up to ₹98,000/- in rural areas and ₹1,20,000/- in urban areas. Applicants must be permanent residents of Haryana and belong to minority communities, including Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.

Benefits

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  1. Under the scheme, Nigam provides loans of up to ₹20,00,000/- at a concessional interest rate to individuals from minority communities to enhance their employability.

Eligibility

Note: You may be eligible based on the information shown. Please verify the official eligibility requirements before applying.
  • •

    The applicant should be a permanent resident of Haryana.

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    The age of the applicant should be between 18 and 55 years.

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    The annual family income of the applicant should not exceed ₹98,000/- (Rural Area) and ₹1,20,000/- (Urban Area).

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    The applicant should belong to a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.

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    The applicant should have a Parivar Pehchan Patra (PPP ID).

Required Documents

  • ✦
    Identity/Citizenship proof i.e. Aadhaar Card
  • ✦
    Proof of age
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    Resident Proof/Address Proof/Ownership Proof i.e. Haryana Domicile Certificate
  • ✦
    Caste/Religion/Community Proof
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    Parivar Pehchan Patra (PPP ID)
  • ✦
    Copy of PAN Card
  • ✦
    Passport-size photograph of the applicant
  • ✦
    Bank account details
  • ✦
    Any other documents as required

✦ Required ◦ Optional

How to Apply

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Registration Process on Antyodaya-SARAL Portal:

Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal.

Step 02: If the applicant is not registered on the portal, he/she gets registered there.

Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.

Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.

Login to apply for the scheme:

Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.

Step 02: Enter Password & Captcha and click on ‘Login’.

Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’

Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.

Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.

Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”

Step 07: Fill in all the mandatory details and upload all the mandatory documents.

Step 08: Preview the application form and click on ‘Submit’.

Tracking of Application:

Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.